As the year winds down, many of us are feeling rushed. Holiday shopping and end-of-year deadlines are compounded by  endless celebrations and holiday parties.

With all of this chaos, it's hard to set aside time to reflect on the past year. 

Most of us have things we'd like to change about our lives. Maybe its a habit, like smoking, overeating, or overspending.  Maybe we'd like to create a healthier lifestyle, make time for a committed relationship, or re-imagine our career.

Committing to making...
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